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Central Bank Personal Loan for ₹1 Lakh

EMI: ₹3,260/month at 10.7%. Min income: ₹6,937/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
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Remaining Income
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Central Bank Personal Loan for ₹1 Lakh - Key Details

Interest Rate
10.7% p.a.
Monthly EMI
₹3,260
Total Interest
₹17,360
Total Payment
₹1,17,360
Min Income Required
₹6,937/mo
Processing Fee
1% of loan amount + GST

A ₹1 Lakh personal loan from Central Bank at 10.7% interest for 3 years will cost you ₹3,260 per month as EMI. You will pay a total interest of ₹17,360 over the loan tenure. The minimum monthly income needed is ₹6,937 (assuming no existing EMIs).

Frequently Asked Questions

What is Central Bank personal loan EMI for ₹1 Lakh?

Central Bank Personal Loan EMI for ₹1 Lakh at 10.7% for 3 years is ₹3,260 per month.

What income do I need for ₹1 Lakh personal loan from Central Bank?

You need a minimum monthly income of ₹6,937 for a ₹1 Lakh personal loan from Central Bank (at 10.7% rate, assuming no existing EMIs).

What is the total interest on ₹1 Lakh personal loan from Central Bank?

The total interest payable on ₹1 Lakh personal loan from Central Bank at 10.7% for 3 years is ₹17,360.

What is Central Bank's processing fee for ₹1 Lakh personal loan?

Central Bank charges a processing fee of 1% of loan amount + GST for Personal Loan.

Can I prepay my Central Bank personal loan?

Central Bank Personal Loan prepayment policy: 3% of outstanding.

₹1 Lakh Personal Loan from Other Banks

SBIFrom 11.15 - 14.30%HDFC BankFrom 10.50 - 21.00%ICICI BankFrom 10.75 - 19.00%Axis BankFrom 10.49 - 22.00%Kotak Mahindra BankFrom 10.99 - 24.00%Bank of BarodaFrom 10.60 - 14.50%PNBFrom 10.40 - 14.85%Canara BankFrom 10.55 - 14.20%Union BankFrom 10.80 - 14.50%Indian BankFrom 10.30 - 14.15%

Other Central Bank Personal Loan Amounts

₹2 LakhEMI ₹6,519/mo₹3 LakhEMI ₹9,779/mo₹4 LakhEMI ₹13,039/mo₹5 LakhEMI ₹16,298/mo₹7 LakhEMI ₹22,818/mo₹10 LakhEMI ₹32,597/mo