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IDBI Bank Gold Loan for ₹10 Lakh

EMI: ₹86,827/month at 7.65%. Min income: ₹1,40,044/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
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0%

IDBI Bank Gold Loan for ₹10 Lakh - Key Details

Interest Rate
7.65% p.a.
Monthly EMI
₹86,827
Total Interest
₹41,924
Total Payment
₹10,41,924
Min Income Required
₹1,40,044/mo
Processing Fee
0.50% + GST

A ₹10 Lakh gold loan from IDBI Bank at 7.65% interest for 1 years will cost you ₹86,827 per month as EMI. You will pay a total interest of ₹41,924 over the loan tenure. The minimum monthly income needed is ₹1,40,044 (assuming no existing EMIs).

Frequently Asked Questions

What is IDBI Bank gold loan EMI for ₹10 Lakh?

IDBI Bank Gold Loan EMI for ₹10 Lakh at 7.65% for 1 years is ₹86,827 per month.

What income do I need for ₹10 Lakh gold loan from IDBI Bank?

You need a minimum monthly income of ₹1,40,044 for a ₹10 Lakh gold loan from IDBI Bank (at 7.65% rate, assuming no existing EMIs).

What is the total interest on ₹10 Lakh gold loan from IDBI Bank?

The total interest payable on ₹10 Lakh gold loan from IDBI Bank at 7.65% for 1 years is ₹41,924.

What is IDBI Bank's processing fee for ₹10 Lakh gold loan?

IDBI Bank charges a processing fee of 0.50% + GST for Gold Loan.

Can I prepay my IDBI Bank gold loan?

IDBI Bank Gold Loan prepayment policy: Nil.

₹10 Lakh Gold Loan from Other Banks

SBIFrom 7.50 - 9.50%HDFC BankFrom 8.50 - 16.50%ICICI BankFrom 10.00 - 16.00%Axis BankFrom 9.75 - 17.00%Kotak Mahindra BankFrom 10.00 - 17.00%Bank of BarodaFrom 7.70 - 9.70%PNBFrom 7.85 - 9.90%Canara BankFrom 7.65 - 9.65%Union BankFrom 7.80 - 9.80%Indian BankFrom 7.60 - 9.60%

Other IDBI Bank Gold Loan Amounts

₹1 LakhEMI ₹8,683/mo₹2 LakhEMI ₹17,365/mo₹3 LakhEMI ₹26,048/mo₹5 LakhEMI ₹43,413/mo₹7 LakhEMI ₹60,779/mo