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Bank of Baroda Home Loan for ₹20 Lakh

EMI: ₹17,230/month at 8.4%. Min income: ₹33,135/month.

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Maximum Eligible Loan
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Monthly EMI
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Total Interest
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Bank of Baroda Home Loan for ₹20 Lakh - Key Details

Interest Rate
8.4% p.a.
Monthly EMI
₹17,230
Total Interest
₹21,35,200
Total Payment
₹41,35,200
Min Income Required
₹33,135/mo
Processing Fee
0.25% of loan amount + GST (max ₹25,000)

A ₹20 Lakh home loan from Bank of Baroda at 8.4% interest for 20 years will cost you ₹17,230 per month as EMI. You will pay a total interest of ₹21,35,200 over the loan tenure. The minimum monthly income needed is ₹33,135 (assuming no existing EMIs).

Frequently Asked Questions

What is Bank of Baroda home loan EMI for ₹20 Lakh?

Bank of Baroda Home Loan EMI for ₹20 Lakh at 8.4% for 20 years is ₹17,230 per month.

What income do I need for ₹20 Lakh home loan from Bank of Baroda?

You need a minimum monthly income of ₹33,135 for a ₹20 Lakh home loan from Bank of Baroda (at 8.4% rate, assuming no existing EMIs).

What is the total interest on ₹20 Lakh home loan from Bank of Baroda?

The total interest payable on ₹20 Lakh home loan from Bank of Baroda at 8.4% for 20 years is ₹21,35,200.

What is Bank of Baroda's processing fee for ₹20 Lakh home loan?

Bank of Baroda charges a processing fee of 0.25% of loan amount + GST (max ₹25,000) for Home Loan.

Can I prepay my Bank of Baroda home loan?

Bank of Baroda Home Loan prepayment policy: Nil for floating rate.

₹20 Lakh Home Loan from Other Banks

SBIFrom 8.50 - 9.85%HDFC BankFrom 8.75 - 9.95%ICICI BankFrom 8.75 - 10.05%Axis BankFrom 8.75 - 13.30%Kotak Mahindra BankFrom 8.75 - 9.65%PNBFrom 8.45 - 10.25%Canara BankFrom 8.40 - 10.95%Union BankFrom 8.35 - 10.75%Indian BankFrom 8.40 - 10.40%IDBI BankFrom 8.40 - 12.25%

Other Bank of Baroda Home Loan Amounts

₹10 LakhEMI ₹8,615/mo₹15 LakhEMI ₹12,923/mo₹25 LakhEMI ₹21,538/mo₹30 LakhEMI ₹25,845/mo₹35 LakhEMI ₹30,153/mo₹40 LakhEMI ₹34,460/mo₹45 LakhEMI ₹38,768/mo₹50 LakhEMI ₹43,075/mo