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HDFC Bank Home Loan for ₹45 Lakh

EMI: ₹39,767/month at 8.75%. Min income: ₹79,534/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
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Total Payment
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Monthly Income
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Existing EMIs
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New Loan EMI
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Remaining Income
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HDFC Bank Home Loan for ₹45 Lakh - Key Details

Interest Rate
8.75% p.a.
Monthly EMI
₹39,767
Total Interest
₹50,44,080
Total Payment
₹95,44,080
Min Income Required
₹79,534/mo
Processing Fee
0.50% of loan amount (max ₹10,000)

A ₹45 Lakh home loan from HDFC Bank at 8.75% interest for 20 years will cost you ₹39,767 per month as EMI. You will pay a total interest of ₹50,44,080 over the loan tenure. The minimum monthly income needed is ₹79,534 (assuming no existing EMIs).

Frequently Asked Questions

What is HDFC Bank home loan EMI for ₹45 Lakh?

HDFC Bank Home Loan EMI for ₹45 Lakh at 8.75% for 20 years is ₹39,767 per month.

What income do I need for ₹45 Lakh home loan from HDFC Bank?

You need a minimum monthly income of ₹79,534 for a ₹45 Lakh home loan from HDFC Bank (at 8.75% rate, assuming no existing EMIs).

What is the total interest on ₹45 Lakh home loan from HDFC Bank?

The total interest payable on ₹45 Lakh home loan from HDFC Bank at 8.75% for 20 years is ₹50,44,080.

What is HDFC Bank's processing fee for ₹45 Lakh home loan?

HDFC Bank charges a processing fee of 0.50% of loan amount (max ₹10,000) for Home Loan.

Can I prepay my HDFC Bank home loan?

HDFC Bank Home Loan prepayment policy: Nil for floating rate loans.

₹45 Lakh Home Loan from Other Banks

SBIFrom 8.50 - 9.85%ICICI BankFrom 8.75 - 10.05%Axis BankFrom 8.75 - 13.30%Kotak Mahindra BankFrom 8.75 - 9.65%Bank of BarodaFrom 8.40 - 10.65%PNBFrom 8.45 - 10.25%Canara BankFrom 8.40 - 10.95%Union BankFrom 8.35 - 10.75%Indian BankFrom 8.40 - 10.40%IDBI BankFrom 8.40 - 12.25%

Other HDFC Bank Home Loan Amounts

₹10 LakhEMI ₹8,837/mo₹15 LakhEMI ₹13,256/mo₹20 LakhEMI ₹17,674/mo₹25 LakhEMI ₹22,093/mo₹30 LakhEMI ₹26,511/mo₹35 LakhEMI ₹30,930/mo₹40 LakhEMI ₹35,348/mo₹50 LakhEMI ₹44,186/mo