Check loan eligibility from HDFC Limited (merged with HDFC Bank). Compare interest rates, documents, and eligibility for all 2 loan types.
| Loan Type | Interest Rate | Max Amount | Max Tenure | Processing Fee |
|---|---|---|---|---|
| Home Loan | 8.75 - 9.95% | ₹10 Cr | 30 years | 0.50% of loan amount or ₹3,000 whichever is higher |
| Loan Against Property | 9.50 - 13.00% | ₹5 Cr | 15 years | 1.50% of loan amount + GST |
HDFC Ltd offers Home Loan, Loan Against Property. Each comes with competitive interest rates and flexible tenure options.
HDFC Ltd's lowest interest rate is 8.75% p.a. for Home Loan in 2026. Actual rates depend on your credit profile.
Minimum income requirements vary by loan type. For example, the minimum income for Home Loan is ₹25,000 per month.
Prepayment policies vary by loan type. For Home Loan: Nil for floating rate. Check specific loan types for detailed policies.
You can apply online through HDFC Ltd's website, visit the nearest branch, or use their mobile banking app. Ensure you have all required documents ready for faster processing.