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PNB Gold Loan for ₹1 Lakh

EMI: ₹8,692/month at 7.85%. Min income: ₹14,020/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
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Remaining Income
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PNB Gold Loan for ₹1 Lakh - Key Details

Interest Rate
7.85% p.a.
Monthly EMI
₹8,692
Total Interest
₹4,304
Total Payment
₹1,04,304
Min Income Required
₹14,020/mo
Processing Fee
0.75% + GST

A ₹1 Lakh gold loan from PNB at 7.85% interest for 1 years will cost you ₹8,692 per month as EMI. You will pay a total interest of ₹4,304 over the loan tenure. The minimum monthly income needed is ₹14,020 (assuming no existing EMIs).

Frequently Asked Questions

What is PNB gold loan EMI for ₹1 Lakh?

PNB Gold Loan EMI for ₹1 Lakh at 7.85% for 1 years is ₹8,692 per month.

What income do I need for ₹1 Lakh gold loan from PNB?

You need a minimum monthly income of ₹14,020 for a ₹1 Lakh gold loan from PNB (at 7.85% rate, assuming no existing EMIs).

What is the total interest on ₹1 Lakh gold loan from PNB?

The total interest payable on ₹1 Lakh gold loan from PNB at 7.85% for 1 years is ₹4,304.

What is PNB's processing fee for ₹1 Lakh gold loan?

PNB charges a processing fee of 0.75% + GST for Gold Loan.

Can I prepay my PNB gold loan?

PNB Gold Loan prepayment policy: Nil.

₹1 Lakh Gold Loan from Other Banks

SBIFrom 7.50 - 9.50%HDFC BankFrom 8.50 - 16.50%ICICI BankFrom 10.00 - 16.00%Axis BankFrom 9.75 - 17.00%Kotak Mahindra BankFrom 10.00 - 17.00%Bank of BarodaFrom 7.70 - 9.70%Canara BankFrom 7.65 - 9.65%Union BankFrom 7.80 - 9.80%Indian BankFrom 7.60 - 9.60%IDBI BankFrom 7.65 - 10.50%

Other PNB Gold Loan Amounts

₹2 LakhEMI ₹17,384/mo₹3 LakhEMI ₹26,076/mo₹5 LakhEMI ₹43,460/mo₹7 LakhEMI ₹60,843/mo₹10 LakhEMI ₹86,919/mo