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PNB Gold Loan for ₹3 Lakh

EMI: ₹26,076/month at 7.85%. Min income: ₹42,059/month.

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Your Details
Income Details
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Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
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Existing EMIs
₹ 0
0%
New Loan EMI
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Remaining Income
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PNB Gold Loan for ₹3 Lakh - Key Details

Interest Rate
7.85% p.a.
Monthly EMI
₹26,076
Total Interest
₹12,912
Total Payment
₹3,12,912
Min Income Required
₹42,059/mo
Processing Fee
0.75% + GST

A ₹3 Lakh gold loan from PNB at 7.85% interest for 1 years will cost you ₹26,076 per month as EMI. You will pay a total interest of ₹12,912 over the loan tenure. The minimum monthly income needed is ₹42,059 (assuming no existing EMIs).

Frequently Asked Questions

What is PNB gold loan EMI for ₹3 Lakh?

PNB Gold Loan EMI for ₹3 Lakh at 7.85% for 1 years is ₹26,076 per month.

What income do I need for ₹3 Lakh gold loan from PNB?

You need a minimum monthly income of ₹42,059 for a ₹3 Lakh gold loan from PNB (at 7.85% rate, assuming no existing EMIs).

What is the total interest on ₹3 Lakh gold loan from PNB?

The total interest payable on ₹3 Lakh gold loan from PNB at 7.85% for 1 years is ₹12,912.

What is PNB's processing fee for ₹3 Lakh gold loan?

PNB charges a processing fee of 0.75% + GST for Gold Loan.

Can I prepay my PNB gold loan?

PNB Gold Loan prepayment policy: Nil.

₹3 Lakh Gold Loan from Other Banks

SBIFrom 7.50 - 9.50%HDFC BankFrom 8.50 - 16.50%ICICI BankFrom 10.00 - 16.00%Axis BankFrom 9.75 - 17.00%Kotak Mahindra BankFrom 10.00 - 17.00%Bank of BarodaFrom 7.70 - 9.70%Canara BankFrom 7.65 - 9.65%Union BankFrom 7.80 - 9.80%Indian BankFrom 7.60 - 9.60%IDBI BankFrom 7.65 - 10.50%

Other PNB Gold Loan Amounts

₹1 LakhEMI ₹8,692/mo₹2 LakhEMI ₹17,384/mo₹5 LakhEMI ₹43,460/mo₹7 LakhEMI ₹60,843/mo₹10 LakhEMI ₹86,919/mo