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PNB Personal Loan for ₹3 Lakh

EMI: ₹9,737/month at 10.4%. Min income: ₹20,718/month.

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Your Details
Income Details
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₹
Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

PNB Personal Loan for ₹3 Lakh - Key Details

Interest Rate
10.4% p.a.
Monthly EMI
₹9,737
Total Interest
₹50,532
Total Payment
₹3,50,532
Min Income Required
₹20,718/mo
Processing Fee
1% of loan amount + GST

A ₹3 Lakh personal loan from PNB at 10.4% interest for 3 years will cost you ₹9,737 per month as EMI. You will pay a total interest of ₹50,532 over the loan tenure. The minimum monthly income needed is ₹20,718 (assuming no existing EMIs).

Frequently Asked Questions

What is PNB personal loan EMI for ₹3 Lakh?

PNB Personal Loan EMI for ₹3 Lakh at 10.4% for 3 years is ₹9,737 per month.

What income do I need for ₹3 Lakh personal loan from PNB?

You need a minimum monthly income of ₹20,718 for a ₹3 Lakh personal loan from PNB (at 10.4% rate, assuming no existing EMIs).

What is the total interest on ₹3 Lakh personal loan from PNB?

The total interest payable on ₹3 Lakh personal loan from PNB at 10.4% for 3 years is ₹50,532.

What is PNB's processing fee for ₹3 Lakh personal loan?

PNB charges a processing fee of 1% of loan amount + GST for Personal Loan.

Can I prepay my PNB personal loan?

PNB Personal Loan prepayment policy: 3% of outstanding.

₹3 Lakh Personal Loan from Other Banks

SBIFrom 11.15 - 14.30%HDFC BankFrom 10.50 - 21.00%ICICI BankFrom 10.75 - 19.00%Axis BankFrom 10.49 - 22.00%Kotak Mahindra BankFrom 10.99 - 24.00%Bank of BarodaFrom 10.60 - 14.50%Canara BankFrom 10.55 - 14.20%Union BankFrom 10.80 - 14.50%Indian BankFrom 10.30 - 14.15%IDBI BankFrom 10.50 - 14.50%

Other PNB Personal Loan Amounts

₹1 LakhEMI ₹3,246/mo₹2 LakhEMI ₹6,491/mo₹4 LakhEMI ₹12,982/mo₹5 LakhEMI ₹16,228/mo₹7 LakhEMI ₹22,719/mo₹10 LakhEMI ₹32,455/mo₹15 LakhEMI ₹48,683/mo