Check your PNB personal loan eligibility. Rate: 10.40 - 14.85% p.a. Max amount: ₹15 L.
Punjab National Bank offers personal loan at an interest rate of 10.40 - 14.85% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹15 L with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹3,246 | ₹16,856 | ₹6,907/mo |
| ₹2 Lakh | ₹6,491 | ₹33,676 | ₹13,811/mo |
| ₹3 Lakh | ₹9,737 | ₹50,532 | ₹20,718/mo |
| ₹4 Lakh | ₹12,982 | ₹67,352 | ₹27,622/mo |
| ₹5 Lakh | ₹16,228 | ₹84,208 | ₹34,528/mo |
| ₹7 Lakh | ₹22,719 | ₹1,17,884 | ₹48,339/mo |
| ₹10 Lakh | ₹32,455 | ₹1,68,380 | ₹69,054/mo |
| ₹15 Lakh | ₹48,683 | ₹2,52,588 | ₹1,03,581/mo |
PNB Personal Loan interest rate ranges from 10.40 - 14.85% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
PNB offers a maximum personal loan of ₹15 L with a tenure of up to 5 years.
The processing fee for PNB Personal Loan is 1% of loan amount + GST.
PNB Personal Loan prepayment policy: 3% of outstanding.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.