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South Indian Bank Home Loan for ₹70 Lakh

EMI: ₹61,637/month at 8.7%. Min income: ₹1,23,274/month.

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Your Details
Income Details
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₹
Loan Parameters
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

South Indian Bank Home Loan for ₹70 Lakh - Key Details

Interest Rate
8.7% p.a.
Monthly EMI
₹61,637
Total Interest
₹77,92,880
Total Payment
₹1,47,92,880
Min Income Required
₹1,23,274/mo
Processing Fee
0.50% of loan amount + GST (max ₹10,000)

A ₹70 Lakh home loan from South Indian Bank at 8.7% interest for 20 years will cost you ₹61,637 per month as EMI. You will pay a total interest of ₹77,92,880 over the loan tenure. The minimum monthly income needed is ₹1,23,274 (assuming no existing EMIs).

Frequently Asked Questions

What is South Indian Bank home loan EMI for ₹70 Lakh?

South Indian Bank Home Loan EMI for ₹70 Lakh at 8.7% for 20 years is ₹61,637 per month.

What income do I need for ₹70 Lakh home loan from South Indian Bank?

You need a minimum monthly income of ₹1,23,274 for a ₹70 Lakh home loan from South Indian Bank (at 8.7% rate, assuming no existing EMIs).

What is the total interest on ₹70 Lakh home loan from South Indian Bank?

The total interest payable on ₹70 Lakh home loan from South Indian Bank at 8.7% for 20 years is ₹77,92,880.

What is South Indian Bank's processing fee for ₹70 Lakh home loan?

South Indian Bank charges a processing fee of 0.50% of loan amount + GST (max ₹10,000) for Home Loan.

Can I prepay my South Indian Bank home loan?

South Indian Bank Home Loan prepayment policy: Nil for floating rate.

₹70 Lakh Home Loan from Other Banks

SBIFrom 8.50 - 9.85%HDFC BankFrom 8.75 - 9.95%ICICI BankFrom 8.75 - 10.05%Axis BankFrom 8.75 - 13.30%Kotak Mahindra BankFrom 8.75 - 9.65%Bank of BarodaFrom 8.40 - 10.65%PNBFrom 8.45 - 10.25%Canara BankFrom 8.40 - 10.95%Union BankFrom 8.35 - 10.75%Indian BankFrom 8.40 - 10.40%

Other South Indian Bank Home Loan Amounts

₹10 LakhEMI ₹8,805/mo₹15 LakhEMI ₹13,208/mo₹20 LakhEMI ₹17,610/mo₹25 LakhEMI ₹22,013/mo₹30 LakhEMI ₹26,416/mo₹35 LakhEMI ₹30,818/mo₹40 LakhEMI ₹35,221/mo₹45 LakhEMI ₹39,624/mo