Check your Tata Capital car loan eligibility. Rate: 8.95 - 13.00% p.a. Max amount: ₹1 Cr.
Tata Capital offers car loan at an interest rate of 8.95 - 13.00% p.a. with a maximum tenure of 7 years. The maximum loan amount is ₹1 Cr with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹3 Lakh | ₹6,220 | ₹73,200 | ₹10,367/mo |
| ₹4 Lakh | ₹8,294 | ₹97,640 | ₹13,824/mo |
| ₹5 Lakh | ₹10,367 | ₹1,22,020 | ₹17,279/mo |
| ₹6 Lakh | ₹12,440 | ₹1,46,400 | ₹20,734/mo |
| ₹7 Lakh | ₹14,514 | ₹1,70,840 | ₹24,190/mo |
| ₹8 Lakh | ₹16,587 | ₹1,95,220 | ₹27,645/mo |
| ₹9 Lakh | ₹18,661 | ₹2,19,660 | ₹31,102/mo |
| ₹10 Lakh | ₹20,734 | ₹2,44,040 | ₹34,557/mo |
Tata Capital Car Loan interest rate ranges from 8.95 - 13.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Tata Capital offers a maximum car loan of ₹1 Cr with a tenure of up to 7 years.
The processing fee for Tata Capital Car Loan is 1% of loan amount + GST.
Tata Capital Car Loan prepayment policy: Part prepayment allowed after 12 EMIs.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.