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Tata Capital Personal Loan Eligibility 2026

Check your Tata Capital personal loan eligibility. Rate: 10.99 - 24.00% p.a. Max amount: ₹35 L.

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Your Details
%
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Tata Capital Personal Loan Details 2026

Interest Rate
10.99 - 24.00% p.a.
Max Tenure
6 Years
Max Amount
₹35 L
Processing Fee
Up to 3%
Prepayment
Part prepayment charges apply
Min Income
₹20,000/month

Tata Capital offers personal loan at an interest rate of 10.99 - 24.00% p.a. with a maximum tenure of 6 years. The maximum loan amount is ₹35 L with a minimum monthly income requirement of ₹20,000.

Tata Capital Personal Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹1 Lakh₹3,273₹17,828₹6,546/mo
₹2 Lakh₹6,547₹35,692₹13,094/mo
₹3 Lakh₹9,820₹53,520₹19,640/mo
₹4 Lakh₹13,094₹71,384₹26,188/mo
₹5 Lakh₹16,367₹89,212₹32,734/mo
₹7 Lakh₹22,914₹1,24,904₹45,828/mo
₹10 Lakh₹32,734₹1,78,424₹65,468/mo
₹15 Lakh₹49,101₹2,67,636₹98,202/mo

Documents Required for Tata Capital Personal Loan

Tata Capital Personal Loan Features

Frequently Asked Questions

What is Tata Capital personal loan interest rate in 2026?

Tata Capital Personal Loan interest rate ranges from 10.99 - 24.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum personal loan amount from Tata Capital?

Tata Capital offers a maximum personal loan of ₹35 L with a tenure of up to 6 years.

What is the processing fee for Tata Capital personal loan?

The processing fee for Tata Capital Personal Loan is Up to 3%.

What is the Tata Capital personal loan prepayment policy?

Tata Capital Personal Loan prepayment policy: Part prepayment charges apply.

What income is needed for a Tata Capital personal loan?

The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.