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Canara Bank Home Loan Eligibility 2026

Check your Canara Bank home loan eligibility. Rate: 8.40 - 10.95% p.a. Max amount: ₹10 Cr.

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Your Details
%
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Canara Bank Home Loan Details 2026

Interest Rate
8.40 - 10.95% p.a.
Max Tenure
30 Years
Max Amount
₹10 Cr
Processing Fee
0.50% of loan amount + GST (max ₹10,000)
Prepayment
Nil for floating rate
Min Income
₹25,000/month

Canara Bank offers home loan at an interest rate of 8.40 - 10.95% p.a. with a maximum tenure of 30 years. The maximum loan amount is ₹10 Cr with a minimum monthly income requirement of ₹25,000.

Canara Bank Home Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹10 Lakh₹8,615₹10,67,600₹16,568/mo
₹15 Lakh₹12,923₹16,01,520₹24,852/mo
₹20 Lakh₹17,230₹21,35,200₹33,135/mo
₹25 Lakh₹21,538₹26,69,120₹41,420/mo
₹30 Lakh₹25,845₹32,02,800₹49,702/mo
₹35 Lakh₹30,153₹37,36,720₹57,987/mo
₹40 Lakh₹34,460₹42,70,400₹66,270/mo
₹45 Lakh₹38,768₹48,04,320₹74,554/mo

Documents Required for Canara Bank Home Loan

Canara Bank Home Loan Features

Frequently Asked Questions

What is Canara Bank home loan interest rate in 2026?

Canara Bank Home Loan interest rate ranges from 8.40 - 10.95% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum home loan amount from Canara Bank?

Canara Bank offers a maximum home loan of ₹10 Cr with a tenure of up to 30 years.

What is the processing fee for Canara Bank home loan?

The processing fee for Canara Bank Home Loan is 0.50% of loan amount + GST (max ₹10,000).

What is the Canara Bank home loan prepayment policy?

Canara Bank Home Loan prepayment policy: Nil for floating rate.

What income is needed for a Canara Bank home loan?

The minimum monthly income required is ₹25,000. Use the calculator above to check your exact eligibility based on your income.