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Union Bank Home Loan Eligibility 2026

Check your Union Bank home loan eligibility. Rate: 8.35 - 10.75% p.a. Max amount: ₹10 Cr.

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Your Details
%
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Union Bank Home Loan Details 2026

Interest Rate
8.35 - 10.75% p.a.
Max Tenure
30 Years
Max Amount
₹10 Cr
Processing Fee
0.50% of loan amount + GST (max ₹15,000)
Prepayment
Nil for floating rate
Min Income
₹25,000/month

Union Bank of India offers home loan at an interest rate of 8.35 - 10.75% p.a. with a maximum tenure of 30 years. The maximum loan amount is ₹10 Cr with a minimum monthly income requirement of ₹25,000.

Union Bank Home Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹10 Lakh₹8,584₹10,60,160₹16,508/mo
₹15 Lakh₹12,875₹15,90,000₹24,760/mo
₹20 Lakh₹17,167₹21,20,080₹33,014/mo
₹25 Lakh₹21,459₹26,50,160₹41,268/mo
₹30 Lakh₹25,751₹31,80,240₹49,522/mo
₹35 Lakh₹30,042₹37,10,080₹57,774/mo
₹40 Lakh₹34,334₹42,40,160₹66,027/mo
₹45 Lakh₹38,626₹47,70,240₹74,281/mo

Documents Required for Union Bank Home Loan

Union Bank Home Loan Features

Frequently Asked Questions

What is Union Bank home loan interest rate in 2026?

Union Bank Home Loan interest rate ranges from 8.35 - 10.75% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum home loan amount from Union Bank?

Union Bank offers a maximum home loan of ₹10 Cr with a tenure of up to 30 years.

What is the processing fee for Union Bank home loan?

The processing fee for Union Bank Home Loan is 0.50% of loan amount + GST (max ₹15,000).

What is the Union Bank home loan prepayment policy?

Union Bank Home Loan prepayment policy: Nil for floating rate.

What income is needed for a Union Bank home loan?

The minimum monthly income required is ₹25,000. Use the calculator above to check your exact eligibility based on your income.