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Federal Bank Car Loan Eligibility 2026

Check your Federal Bank car loan eligibility. Rate: 8.80 - 12.50% p.a. Max amount: ₹75 L.

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Your Details
%
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Federal Bank Car Loan Details 2026

Interest Rate
8.80 - 12.50% p.a.
Max Tenure
7 Years
Max Amount
₹75 L
Processing Fee
0.50% + GST
Prepayment
Nil after 6 months
Min Income
₹20,000/month

Federal Bank offers car loan at an interest rate of 8.80 - 12.50% p.a. with a maximum tenure of 7 years. The maximum loan amount is ₹75 L with a minimum monthly income requirement of ₹20,000.

Federal Bank Car Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹3 Lakh₹6,198₹71,880₹11,270/mo
₹4 Lakh₹8,265₹95,900₹15,028/mo
₹5 Lakh₹10,331₹1,19,860₹18,784/mo
₹6 Lakh₹12,397₹1,43,820₹22,540/mo
₹7 Lakh₹14,463₹1,67,780₹26,297/mo
₹8 Lakh₹16,529₹1,91,740₹30,053/mo
₹9 Lakh₹18,595₹2,15,700₹33,810/mo
₹10 Lakh₹20,661₹2,39,660₹37,566/mo

Documents Required for Federal Bank Car Loan

Federal Bank Car Loan Features

Frequently Asked Questions

What is Federal Bank car loan interest rate in 2026?

Federal Bank Car Loan interest rate ranges from 8.80 - 12.50% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum car loan amount from Federal Bank?

Federal Bank offers a maximum car loan of ₹75 L with a tenure of up to 7 years.

What is the processing fee for Federal Bank car loan?

The processing fee for Federal Bank Car Loan is 0.50% + GST.

What is the Federal Bank car loan prepayment policy?

Federal Bank Car Loan prepayment policy: Nil after 6 months.

What income is needed for a Federal Bank car loan?

The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.