Check your Federal Bank gold loan eligibility. Rate: 8.99 - 12.00% p.a. Max amount: ₹50 L.
Federal Bank offers gold loan at an interest rate of 8.99 - 12.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,745 | ₹4,940 | ₹14,575/mo |
| ₹2 Lakh | ₹17,489 | ₹9,868 | ₹29,149/mo |
| ₹3 Lakh | ₹26,234 | ₹14,808 | ₹43,724/mo |
| ₹5 Lakh | ₹43,723 | ₹24,676 | ₹72,872/mo |
| ₹7 Lakh | ₹61,213 | ₹34,556 | ₹1,02,022/mo |
| ₹10 Lakh | ₹87,447 | ₹49,364 | ₹1,45,745/mo |
Federal Bank Gold Loan interest rate ranges from 8.99 - 12.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Federal Bank offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for Federal Bank Gold Loan is 1% + GST.
Federal Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.