Check your Federal Bank home loan eligibility. Rate: 8.70 - 10.60% p.a. Max amount: ₹5 Cr.
Federal Bank offers home loan at an interest rate of 8.70 - 10.60% p.a. with a maximum tenure of 30 years. The maximum loan amount is ₹5 Cr with a minimum monthly income requirement of ₹25,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹8,805 | ₹11,13,200 | ₹17,610/mo |
| ₹15 Lakh | ₹13,208 | ₹16,69,920 | ₹26,416/mo |
| ₹20 Lakh | ₹17,610 | ₹22,26,400 | ₹35,220/mo |
| ₹25 Lakh | ₹22,013 | ₹27,83,120 | ₹44,026/mo |
| ₹30 Lakh | ₹26,416 | ₹33,39,840 | ₹52,832/mo |
| ₹35 Lakh | ₹30,818 | ₹38,96,320 | ₹61,636/mo |
| ₹40 Lakh | ₹35,221 | ₹44,53,040 | ₹70,442/mo |
| ₹45 Lakh | ₹39,624 | ₹50,09,760 | ₹79,248/mo |
Federal Bank Home Loan interest rate ranges from 8.70 - 10.60% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Federal Bank offers a maximum home loan of ₹5 Cr with a tenure of up to 30 years.
The processing fee for Federal Bank Home Loan is 0.50% of loan amount + GST (max ₹10,000).
Federal Bank Home Loan prepayment policy: Nil for floating rate.
The minimum monthly income required is ₹25,000. Use the calculator above to check your exact eligibility based on your income.