Check your Indian Bank gold loan eligibility. Rate: 7.60 - 9.60% p.a. Max amount: ₹50 L.
Indian Bank offers gold loan at an interest rate of 7.60 - 9.60% p.a. with a maximum tenure of 3 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,680 | ₹4,160 | ₹14,000/mo |
| ₹2 Lakh | ₹17,361 | ₹8,332 | ₹28,002/mo |
| ₹3 Lakh | ₹26,041 | ₹12,492 | ₹42,002/mo |
| ₹5 Lakh | ₹43,402 | ₹20,824 | ₹70,004/mo |
| ₹7 Lakh | ₹60,763 | ₹29,156 | ₹98,005/mo |
| ₹10 Lakh | ₹86,804 | ₹41,648 | ₹1,40,007/mo |
Indian Bank Gold Loan interest rate ranges from 7.60 - 9.60% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Indian Bank offers a maximum gold loan of ₹50 L with a tenure of up to 3 years.
The processing fee for Indian Bank Gold Loan is 0.50% + GST.
Indian Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.