Check your HDFC Bank gold loan eligibility. Rate: 8.50 - 16.50% p.a. Max amount: ₹50 L.
HDFC Bank offers gold loan at an interest rate of 8.50 - 16.50% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,722 | ₹4,664 | ₹14,537/mo |
| ₹2 Lakh | ₹17,444 | ₹9,328 | ₹29,074/mo |
| ₹3 Lakh | ₹26,166 | ₹13,992 | ₹43,610/mo |
| ₹5 Lakh | ₹43,610 | ₹23,320 | ₹72,684/mo |
| ₹7 Lakh | ₹61,054 | ₹32,648 | ₹1,01,757/mo |
| ₹10 Lakh | ₹87,220 | ₹46,640 | ₹1,45,367/mo |
HDFC Bank Gold Loan interest rate ranges from 8.50 - 16.50% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
HDFC Bank offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for HDFC Bank Gold Loan is 1% + GST.
HDFC Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.