Check your SBI gold loan eligibility. Rate: 7.50 - 9.50% p.a. Max amount: ₹50 L.
State Bank of India offers gold loan at an interest rate of 7.50 - 9.50% p.a. with a maximum tenure of 3 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,676 | ₹4,112 | ₹13,994/mo |
| ₹2 Lakh | ₹17,351 | ₹8,212 | ₹27,986/mo |
| ₹3 Lakh | ₹26,027 | ₹12,324 | ₹41,980/mo |
| ₹5 Lakh | ₹43,379 | ₹20,548 | ₹69,967/mo |
| ₹7 Lakh | ₹60,730 | ₹28,760 | ₹97,952/mo |
| ₹10 Lakh | ₹86,757 | ₹41,084 | ₹1,39,931/mo |
SBI Gold Loan interest rate ranges from 7.50 - 9.50% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
SBI offers a maximum gold loan of ₹50 L with a tenure of up to 3 years.
The processing fee for SBI Gold Loan is 0.50% + GST.
SBI Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.