Check your Kotak Mahindra Bank loan against property eligibility. Rate: 9.10 - 12.50% p.a. Max amount: ₹5 Cr.
Kotak Mahindra Bank offers loan against property at an interest rate of 9.10 - 12.50% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹5 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹12,722 | ₹5,26,640 | ₹25,444/mo |
| ₹20 Lakh | ₹25,444 | ₹10,53,280 | ₹50,888/mo |
| ₹30 Lakh | ₹38,165 | ₹15,79,800 | ₹76,330/mo |
| ₹50 Lakh | ₹63,609 | ₹26,33,080 | ₹1,27,218/mo |
| ₹75 Lakh | ₹95,413 | ₹39,49,560 | ₹1,90,826/mo |
| ₹1 Crore | ₹1,27,218 | ₹52,66,160 | ₹2,54,436/mo |
| ₹1.5 Crore | ₹1,90,826 | ₹78,99,120 | ₹3,81,652/mo |
| ₹2 Crore | ₹2,54,435 | ₹1,05,32,200 | ₹5,08,870/mo |
Kotak Mahindra Bank Loan Against Property interest rate ranges from 9.10 - 12.50% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Kotak Mahindra Bank offers a maximum loan against property of ₹5 Cr with a tenure of up to 15 years.
The processing fee for Kotak Mahindra Bank Loan Against Property is 1% of loan amount + GST.
Kotak Mahindra Bank Loan Against Property prepayment policy: Nil for floating rate.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.