Check your Bank of Baroda loan against property eligibility. Rate: 9.15 - 12.15% p.a. Max amount: ₹5 Cr.
Bank of Baroda offers loan against property at an interest rate of 9.15 - 12.15% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹5 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹12,749 | ₹5,29,880 | ₹24,518/mo |
| ₹20 Lakh | ₹25,498 | ₹10,59,760 | ₹49,035/mo |
| ₹30 Lakh | ₹38,247 | ₹15,89,640 | ₹73,552/mo |
| ₹50 Lakh | ₹63,744 | ₹26,49,280 | ₹1,22,585/mo |
| ₹75 Lakh | ₹95,617 | ₹39,74,040 | ₹1,83,879/mo |
| ₹1 Crore | ₹1,27,489 | ₹52,98,680 | ₹2,45,172/mo |
| ₹1.5 Crore | ₹1,91,233 | ₹79,47,960 | ₹3,67,756/mo |
| ₹2 Crore | ₹2,54,978 | ₹1,05,97,360 | ₹4,90,343/mo |
Bank of Baroda Loan Against Property interest rate ranges from 9.15 - 12.15% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Bank of Baroda offers a maximum loan against property of ₹5 Cr with a tenure of up to 15 years.
The processing fee for Bank of Baroda Loan Against Property is 0.50% of loan amount + GST.
Bank of Baroda Loan Against Property prepayment policy: Nil for floating rate.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.