Check your Kotak Mahindra Bank business loan eligibility. Rate: 14.00 - 19.99% p.a. Max amount: ₹7.50 Cr.
Kotak Mahindra Bank offers business loan at an interest rate of 14.00 - 19.99% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹7.50 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹11,634 | ₹1,98,040 | ₹29,085/mo |
| ₹10 Lakh | ₹23,268 | ₹3,96,080 | ₹58,170/mo |
| ₹15 Lakh | ₹34,902 | ₹5,94,120 | ₹87,255/mo |
| ₹20 Lakh | ₹46,537 | ₹7,92,220 | ₹1,16,343/mo |
| ₹25 Lakh | ₹58,171 | ₹9,90,260 | ₹1,45,428/mo |
| ₹30 Lakh | ₹69,805 | ₹11,88,300 | ₹1,74,513/mo |
| ₹50 Lakh | ₹1,16,341 | ₹19,80,460 | ₹2,90,853/mo |
| ₹1 Crore | ₹2,32,683 | ₹39,60,980 | ₹5,81,708/mo |
Kotak Mahindra Bank Business Loan interest rate ranges from 14.00 - 19.99% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Kotak Mahindra Bank offers a maximum business loan of ₹7.50 Cr with a tenure of up to 5 years.
The processing fee for Kotak Mahindra Bank Business Loan is 2.50% of loan amount.
Kotak Mahindra Bank Business Loan prepayment policy: 4% of outstanding.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.