Check loan eligibility from L&T Finance Limited. Compare interest rates, documents, and eligibility for all 5 loan types.
| Loan Type | Interest Rate | Max Amount | Max Tenure | Processing Fee |
|---|---|---|---|---|
| Home Loan | 8.65 - 14.00% | ₹5 Cr | 25 years | Up to 2% of loan amount + GST |
| Personal Loan | 12.00 - 28.00% | ₹25 L | 5 years | Up to 4% |
| Business Loan | 14.00 - 22.00% | ₹2 Cr | 5 years | 2% + GST |
| Bike Loan | 12.00 - 18.00% | ₹4 L | 5 years | 2% of loan amount |
| Loan Against Property | 10.50 - 14.50% | ₹3 Cr | 15 years | Up to 2% of loan amount + GST |
L&T Finance offers Home Loan, Personal Loan, Business Loan, Bike Loan, Loan Against Property. Each comes with competitive interest rates and flexible tenure options.
L&T Finance's lowest interest rate is 8.65% p.a. for Home Loan in 2026. Actual rates depend on your credit profile.
Minimum income requirements vary by loan type. For example, the minimum income for Home Loan is ₹25,000 per month.
Prepayment policies vary by loan type. For Home Loan: 4% for fixed, nil for floating. Check specific loan types for detailed policies.
You can apply online through L&T Finance's website, visit the nearest branch, or use their mobile banking app. Ensure you have all required documents ready for faster processing.