Check your L&T Finance home loan eligibility. Rate: 8.65 - 14.00% p.a. Max amount: ₹5 Cr.
L&T Finance Limited offers home loan at an interest rate of 8.65 - 14.00% p.a. with a maximum tenure of 25 years. The maximum loan amount is ₹5 Cr with a minimum monthly income requirement of ₹25,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹8,773 | ₹11,05,520 | ₹15,951/mo |
| ₹15 Lakh | ₹13,160 | ₹16,58,400 | ₹23,928/mo |
| ₹20 Lakh | ₹17,547 | ₹22,11,280 | ₹31,904/mo |
| ₹25 Lakh | ₹21,934 | ₹27,64,160 | ₹39,880/mo |
| ₹30 Lakh | ₹26,320 | ₹33,16,800 | ₹47,855/mo |
| ₹35 Lakh | ₹30,707 | ₹38,69,680 | ₹55,831/mo |
| ₹40 Lakh | ₹35,094 | ₹44,22,560 | ₹63,808/mo |
| ₹45 Lakh | ₹39,480 | ₹49,75,200 | ₹71,782/mo |
L&T Finance Home Loan interest rate ranges from 8.65 - 14.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
L&T Finance offers a maximum home loan of ₹5 Cr with a tenure of up to 25 years.
The processing fee for L&T Finance Home Loan is Up to 2% of loan amount + GST.
L&T Finance Home Loan prepayment policy: 4% for fixed, nil for floating.
The minimum monthly income required is ₹25,000. Use the calculator above to check your exact eligibility based on your income.