Check your Bank of Baroda personal loan eligibility. Rate: 10.60 - 14.50% p.a. Max amount: ₹20 L.
Bank of Baroda offers personal loan at an interest rate of 10.60 - 14.50% p.a. with a maximum tenure of 7 years. The maximum loan amount is ₹20 L with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹3,255 | ₹17,180 | ₹6,926/mo |
| ₹2 Lakh | ₹6,510 | ₹34,360 | ₹13,852/mo |
| ₹3 Lakh | ₹9,765 | ₹51,540 | ₹20,777/mo |
| ₹4 Lakh | ₹13,020 | ₹68,720 | ₹27,703/mo |
| ₹5 Lakh | ₹16,275 | ₹85,900 | ₹34,628/mo |
| ₹7 Lakh | ₹22,785 | ₹1,20,260 | ₹48,479/mo |
| ₹10 Lakh | ₹32,550 | ₹1,71,800 | ₹69,256/mo |
| ₹15 Lakh | ₹48,824 | ₹2,57,664 | ₹1,03,881/mo |
Bank of Baroda Personal Loan interest rate ranges from 10.60 - 14.50% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Bank of Baroda offers a maximum personal loan of ₹20 L with a tenure of up to 7 years.
The processing fee for Bank of Baroda Personal Loan is 2% of loan amount + GST.
Bank of Baroda Personal Loan prepayment policy: 3% of outstanding.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.