Check your Bank of Baroda education loan eligibility. Rate: 7.95 - 10.45% p.a. Max amount: ₹1.50 Cr.
Bank of Baroda offers education loan at an interest rate of 7.95 - 10.45% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹1.50 Cr with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹7,781 | ₹1,53,604 | ₹14,964/mo |
| ₹7 Lakh | ₹10,893 | ₹2,15,012 | ₹20,949/mo |
| ₹10 Lakh | ₹15,561 | ₹3,07,124 | ₹29,925/mo |
| ₹15 Lakh | ₹23,342 | ₹4,60,728 | ₹44,889/mo |
| ₹20 Lakh | ₹31,123 | ₹6,14,332 | ₹59,852/mo |
| ₹25 Lakh | ₹38,903 | ₹7,67,852 | ₹74,814/mo |
| ₹30 Lakh | ₹46,684 | ₹9,21,456 | ₹89,777/mo |
| ₹40 Lakh | ₹62,245 | ₹12,28,580 | ₹1,19,702/mo |
Bank of Baroda Education Loan interest rate ranges from 7.95 - 10.45% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Bank of Baroda offers a maximum education loan of ₹1.50 Cr with a tenure of up to 15 years.
The processing fee for Bank of Baroda Education Loan is Nil.
Bank of Baroda Education Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.