Check your South Indian Bank loan against property eligibility. Rate: 9.75 - 13.00% p.a. Max amount: ₹2.50 Cr.
South Indian Bank offers loan against property at an interest rate of 9.75 - 13.00% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹2.50 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹13,077 | ₹5,69,240 | ₹26,154/mo |
| ₹20 Lakh | ₹26,154 | ₹11,38,480 | ₹52,308/mo |
| ₹30 Lakh | ₹39,231 | ₹17,07,720 | ₹78,462/mo |
| ₹50 Lakh | ₹65,385 | ₹28,46,200 | ₹1,30,770/mo |
| ₹75 Lakh | ₹98,078 | ₹42,69,360 | ₹1,96,156/mo |
| ₹1 Crore | ₹1,30,770 | ₹56,92,400 | ₹2,61,540/mo |
| ₹1.5 Crore | ₹1,96,155 | ₹85,38,600 | ₹3,92,310/mo |
| ₹2 Crore | ₹2,61,540 | ₹1,13,84,800 | ₹5,23,080/mo |
South Indian Bank Loan Against Property interest rate ranges from 9.75 - 13.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
South Indian Bank offers a maximum loan against property of ₹2.50 Cr with a tenure of up to 15 years.
The processing fee for South Indian Bank Loan Against Property is 1% of loan amount + GST.
South Indian Bank Loan Against Property prepayment policy: Nil for floating rate.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.