Check your South Indian Bank personal loan eligibility. Rate: 11.00 - 16.00% p.a. Max amount: ₹15 L.
South Indian Bank offers personal loan at an interest rate of 11.00 - 16.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹15 L with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹3,274 | ₹17,864 | ₹7,276/mo |
| ₹2 Lakh | ₹6,548 | ₹35,728 | ₹14,552/mo |
| ₹3 Lakh | ₹9,822 | ₹53,592 | ₹21,827/mo |
| ₹4 Lakh | ₹13,095 | ₹71,420 | ₹29,100/mo |
| ₹5 Lakh | ₹16,369 | ₹89,284 | ₹36,376/mo |
| ₹7 Lakh | ₹22,917 | ₹1,25,012 | ₹50,927/mo |
| ₹10 Lakh | ₹32,739 | ₹1,78,604 | ₹72,754/mo |
| ₹15 Lakh | ₹49,108 | ₹2,67,888 | ₹1,09,129/mo |
South Indian Bank Personal Loan interest rate ranges from 11.00 - 16.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
South Indian Bank offers a maximum personal loan of ₹15 L with a tenure of up to 5 years.
The processing fee for South Indian Bank Personal Loan is 2% of loan amount + GST.
South Indian Bank Personal Loan prepayment policy: 3% of outstanding.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.