Check your Bandhan Bank gold loan eligibility. Rate: 9.99 - 14.00% p.a. Max amount: ₹50 L.
Bandhan Bank offers gold loan at an interest rate of 9.99 - 14.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,791 | ₹5,492 | ₹14,652/mo |
| ₹2 Lakh | ₹17,582 | ₹10,984 | ₹29,304/mo |
| ₹3 Lakh | ₹26,373 | ₹16,476 | ₹43,955/mo |
| ₹5 Lakh | ₹43,956 | ₹27,472 | ₹73,260/mo |
| ₹7 Lakh | ₹61,538 | ₹38,456 | ₹1,02,564/mo |
| ₹10 Lakh | ₹87,911 | ₹54,932 | ₹1,46,519/mo |
Bandhan Bank Gold Loan interest rate ranges from 9.99 - 14.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Bandhan Bank offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for Bandhan Bank Gold Loan is 1% + GST.
Bandhan Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.