Check your ICICI Bank personal loan eligibility. Rate: 10.75 - 19.00% p.a. Max amount: ₹50 L.
ICICI Bank offers personal loan at an interest rate of 10.75 - 19.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹3,262 | ₹17,432 | ₹7,249/mo |
| ₹2 Lakh | ₹6,524 | ₹34,864 | ₹14,498/mo |
| ₹3 Lakh | ₹9,786 | ₹52,296 | ₹21,747/mo |
| ₹4 Lakh | ₹13,048 | ₹69,728 | ₹28,996/mo |
| ₹5 Lakh | ₹16,310 | ₹87,160 | ₹36,245/mo |
| ₹7 Lakh | ₹22,834 | ₹1,22,024 | ₹50,743/mo |
| ₹10 Lakh | ₹32,620 | ₹1,74,320 | ₹72,489/mo |
| ₹15 Lakh | ₹48,931 | ₹2,61,516 | ₹1,08,736/mo |
ICICI Bank Personal Loan interest rate ranges from 10.75 - 19.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
ICICI Bank offers a maximum personal loan of ₹50 L with a tenure of up to 5 years.
The processing fee for ICICI Bank Personal Loan is Up to 2.50% of loan amount.
ICICI Bank Personal Loan prepayment policy: 5% of outstanding.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.