Check your HDFC Bank personal loan eligibility. Rate: 10.50 - 21.00% p.a. Max amount: ₹40 L.
HDFC Bank offers personal loan at an interest rate of 10.50 - 21.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹40 L with a minimum monthly income requirement of ₹20,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹3,250 | ₹17,000 | ₹7,223/mo |
| ₹2 Lakh | ₹6,500 | ₹34,000 | ₹14,445/mo |
| ₹3 Lakh | ₹9,751 | ₹51,036 | ₹21,669/mo |
| ₹4 Lakh | ₹13,001 | ₹68,036 | ₹28,892/mo |
| ₹5 Lakh | ₹16,251 | ₹85,036 | ₹36,114/mo |
| ₹7 Lakh | ₹22,752 | ₹1,19,072 | ₹50,560/mo |
| ₹10 Lakh | ₹32,502 | ₹1,70,072 | ₹72,227/mo |
| ₹15 Lakh | ₹48,754 | ₹2,55,144 | ₹1,08,343/mo |
HDFC Bank Personal Loan interest rate ranges from 10.50 - 21.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
HDFC Bank offers a maximum personal loan of ₹40 L with a tenure of up to 5 years.
The processing fee for HDFC Bank Personal Loan is Up to 2.50% of loan amount.
HDFC Bank Personal Loan prepayment policy: 4% of outstanding.
The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.