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ICICI Bank Business Loan Eligibility 2026

Check your ICICI Bank business loan eligibility. Rate: 13.50 - 19.00% p.a. Max amount: ₹4 Cr.

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Your Details
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

ICICI Bank Business Loan Details 2026

Interest Rate
13.50 - 19.00% p.a.
Max Tenure
5 Years
Max Amount
₹4 Cr
Processing Fee
Up to 2.50%
Prepayment
4% of outstanding
Min Income
₹30,000/month

ICICI Bank offers business loan at an interest rate of 13.50 - 19.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹4 Cr with a minimum monthly income requirement of ₹30,000.

ICICI Bank Business Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹5 Lakh₹11,505₹1,90,300₹28,763/mo
₹10 Lakh₹23,010₹3,80,600₹57,525/mo
₹15 Lakh₹34,515₹5,70,900₹86,288/mo
₹20 Lakh₹46,020₹7,61,200₹1,15,050/mo
₹25 Lakh₹57,525₹9,51,500₹1,43,813/mo
₹30 Lakh₹69,030₹11,41,800₹1,72,575/mo
₹50 Lakh₹1,15,049₹19,02,940₹2,87,623/mo
₹1 Crore₹2,30,098₹38,05,880₹5,75,245/mo

Documents Required for ICICI Bank Business Loan

ICICI Bank Business Loan Features

Frequently Asked Questions

What is ICICI Bank business loan interest rate in 2026?

ICICI Bank Business Loan interest rate ranges from 13.50 - 19.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum business loan amount from ICICI Bank?

ICICI Bank offers a maximum business loan of ₹4 Cr with a tenure of up to 5 years.

What is the processing fee for ICICI Bank business loan?

The processing fee for ICICI Bank Business Loan is Up to 2.50%.

What is the ICICI Bank business loan prepayment policy?

ICICI Bank Business Loan prepayment policy: 4% of outstanding.

What income is needed for a ICICI Bank business loan?

The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.