Check your IDBI Bank education loan eligibility. Rate: 8.25 - 11.25% p.a. Max amount: ₹1 Cr.
IDBI Bank offers education loan at an interest rate of 8.25 - 11.25% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹1 Cr with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹7,856 | ₹1,59,904 | ₹15,108/mo |
| ₹7 Lakh | ₹10,998 | ₹2,23,832 | ₹21,150/mo |
| ₹10 Lakh | ₹15,711 | ₹3,19,724 | ₹30,214/mo |
| ₹15 Lakh | ₹23,567 | ₹4,79,628 | ₹45,322/mo |
| ₹20 Lakh | ₹31,422 | ₹6,39,448 | ₹60,427/mo |
| ₹25 Lakh | ₹39,278 | ₹7,99,352 | ₹75,535/mo |
| ₹30 Lakh | ₹47,133 | ₹9,59,172 | ₹90,641/mo |
| ₹40 Lakh | ₹62,844 | ₹12,78,896 | ₹1,20,854/mo |
IDBI Bank Education Loan interest rate ranges from 8.25 - 11.25% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
IDBI Bank offers a maximum education loan of ₹1 Cr with a tenure of up to 15 years.
The processing fee for IDBI Bank Education Loan is Nil.
IDBI Bank Education Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.