Check your PNB education loan eligibility. Rate: 8.10 - 10.90% p.a. Max amount: ₹1 Cr.
Punjab National Bank offers education loan at an interest rate of 8.10 - 10.90% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹1 Cr with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹7,818 | ₹1,56,712 | ₹15,035/mo |
| ₹7 Lakh | ₹10,945 | ₹2,19,380 | ₹21,049/mo |
| ₹10 Lakh | ₹15,636 | ₹3,13,424 | ₹30,070/mo |
| ₹15 Lakh | ₹23,454 | ₹4,70,136 | ₹45,104/mo |
| ₹20 Lakh | ₹31,272 | ₹6,26,848 | ₹60,139/mo |
| ₹25 Lakh | ₹39,090 | ₹7,83,560 | ₹75,174/mo |
| ₹30 Lakh | ₹46,908 | ₹9,40,272 | ₹90,208/mo |
| ₹40 Lakh | ₹62,544 | ₹12,53,696 | ₹1,20,277/mo |
PNB Education Loan interest rate ranges from 8.10 - 10.90% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
PNB offers a maximum education loan of ₹1 Cr with a tenure of up to 15 years.
The processing fee for PNB Education Loan is Nil.
PNB Education Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.