Check your HDFC Bank education loan eligibility. Rate: 9.00 - 13.68% p.a. Max amount: ₹1 Cr.
HDFC Bank offers education loan at an interest rate of 9.00 - 13.68% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹1 Cr with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹8,045 | ₹1,75,780 | ₹16,090/mo |
| ₹7 Lakh | ₹11,262 | ₹2,46,008 | ₹22,524/mo |
| ₹10 Lakh | ₹16,089 | ₹3,51,476 | ₹32,178/mo |
| ₹15 Lakh | ₹24,134 | ₹5,27,256 | ₹48,268/mo |
| ₹20 Lakh | ₹32,178 | ₹7,02,952 | ₹64,356/mo |
| ₹25 Lakh | ₹40,223 | ₹8,78,732 | ₹80,446/mo |
| ₹30 Lakh | ₹48,267 | ₹10,54,428 | ₹96,534/mo |
| ₹40 Lakh | ₹64,356 | ₹14,05,904 | ₹1,28,712/mo |
HDFC Bank Education Loan interest rate ranges from 9.00 - 13.68% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
HDFC Bank offers a maximum education loan of ₹1 Cr with a tenure of up to 15 years.
The processing fee for HDFC Bank Education Loan is Up to 1.50% + GST.
HDFC Bank Education Loan prepayment policy: Nil for education loans.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.