Check your IDBI Bank business loan eligibility. Rate: 11.50 - 14.00% p.a. Max amount: ₹2.50 Cr.
IDBI Bank offers business loan at an interest rate of 11.50 - 14.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹2.50 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹10,996 | ₹1,59,760 | ₹26,181/mo |
| ₹10 Lakh | ₹21,993 | ₹3,19,580 | ₹52,365/mo |
| ₹15 Lakh | ₹32,989 | ₹4,79,340 | ₹78,546/mo |
| ₹20 Lakh | ₹43,985 | ₹6,39,100 | ₹1,04,727/mo |
| ₹25 Lakh | ₹54,982 | ₹7,98,920 | ₹1,30,910/mo |
| ₹30 Lakh | ₹65,978 | ₹9,58,680 | ₹1,57,091/mo |
| ₹50 Lakh | ₹1,09,963 | ₹15,97,780 | ₹2,61,817/mo |
| ₹1 Crore | ₹2,19,926 | ₹31,95,560 | ₹5,23,634/mo |
IDBI Bank Business Loan interest rate ranges from 11.50 - 14.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
IDBI Bank offers a maximum business loan of ₹2.50 Cr with a tenure of up to 5 years.
The processing fee for IDBI Bank Business Loan is 1% + GST.
IDBI Bank Business Loan prepayment policy: 2% of outstanding.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.