Check your IndusInd Bank gold loan eligibility. Rate: 11.00 - 16.00% p.a. Max amount: ₹50 L.
IndusInd Bank offers gold loan at an interest rate of 11.00 - 16.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,838 | ₹6,056 | ₹14,730/mo |
| ₹2 Lakh | ₹17,676 | ₹12,112 | ₹29,460/mo |
| ₹3 Lakh | ₹26,514 | ₹18,168 | ₹44,190/mo |
| ₹5 Lakh | ₹44,191 | ₹30,292 | ₹73,652/mo |
| ₹7 Lakh | ₹61,867 | ₹42,404 | ₹1,03,112/mo |
| ₹10 Lakh | ₹88,382 | ₹60,584 | ₹1,47,304/mo |
IndusInd Bank Gold Loan interest rate ranges from 11.00 - 16.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
IndusInd Bank offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for IndusInd Bank Gold Loan is 1% + GST.
IndusInd Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.