Check your IndusInd Bank education loan eligibility. Rate: 11.50 - 14.50% p.a. Max amount: ₹50 L.
IndusInd Bank offers education loan at an interest rate of 11.50 - 14.50% p.a. with a maximum tenure of 10 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹8,693 | ₹2,30,212 | ₹17,386/mo |
| ₹7 Lakh | ₹12,171 | ₹3,22,364 | ₹24,342/mo |
| ₹10 Lakh | ₹17,386 | ₹4,60,424 | ₹34,772/mo |
| ₹15 Lakh | ₹26,080 | ₹6,90,720 | ₹52,160/mo |
| ₹20 Lakh | ₹34,773 | ₹9,20,932 | ₹69,546/mo |
| ₹25 Lakh | ₹43,466 | ₹11,51,144 | ₹86,932/mo |
| ₹30 Lakh | ₹52,159 | ₹13,81,356 | ₹1,04,318/mo |
| ₹40 Lakh | ₹69,546 | ₹18,41,864 | ₹1,39,092/mo |
IndusInd Bank Education Loan interest rate ranges from 11.50 - 14.50% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
IndusInd Bank offers a maximum education loan of ₹50 L with a tenure of up to 10 years.
The processing fee for IndusInd Bank Education Loan is 1% + GST.
IndusInd Bank Education Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.