Check your Karur Vysya Bank gold loan eligibility. Rate: 8.00 - 11.00% p.a. Max amount: ₹50 L.
Karur Vysya Bank offers gold loan at an interest rate of 8.00 - 11.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,699 | ₹4,388 | ₹14,499/mo |
| ₹2 Lakh | ₹17,398 | ₹8,776 | ₹28,997/mo |
| ₹3 Lakh | ₹26,097 | ₹13,164 | ₹43,495/mo |
| ₹5 Lakh | ₹43,494 | ₹21,928 | ₹72,490/mo |
| ₹7 Lakh | ₹60,892 | ₹30,704 | ₹1,01,487/mo |
| ₹10 Lakh | ₹86,988 | ₹43,856 | ₹1,44,980/mo |
Karur Vysya Bank Gold Loan interest rate ranges from 8.00 - 11.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Karur Vysya Bank offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for Karur Vysya Bank Gold Loan is 0.50% + GST.
Karur Vysya Bank Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.