Check your Karur Vysya Bank home loan eligibility. Rate: 8.80 - 10.90% p.a. Max amount: ₹3 Cr.
Karur Vysya Bank offers home loan at an interest rate of 8.80 - 10.90% p.a. with a maximum tenure of 25 years. The maximum loan amount is ₹3 Cr with a minimum monthly income requirement of ₹25,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹8,869 | ₹11,28,560 | ₹17,738/mo |
| ₹15 Lakh | ₹13,304 | ₹16,92,960 | ₹26,608/mo |
| ₹20 Lakh | ₹17,738 | ₹22,57,120 | ₹35,476/mo |
| ₹25 Lakh | ₹22,173 | ₹28,21,520 | ₹44,346/mo |
| ₹30 Lakh | ₹26,607 | ₹33,85,680 | ₹53,214/mo |
| ₹35 Lakh | ₹31,042 | ₹39,50,080 | ₹62,084/mo |
| ₹40 Lakh | ₹35,476 | ₹45,14,240 | ₹70,952/mo |
| ₹45 Lakh | ₹39,911 | ₹50,78,640 | ₹79,822/mo |
Karur Vysya Bank Home Loan interest rate ranges from 8.80 - 10.90% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Karur Vysya Bank offers a maximum home loan of ₹3 Cr with a tenure of up to 25 years.
The processing fee for Karur Vysya Bank Home Loan is 0.50% of loan amount + GST.
Karur Vysya Bank Home Loan prepayment policy: Nil for floating rate.
The minimum monthly income required is ₹25,000. Use the calculator above to check your exact eligibility based on your income.