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Mahindra Finance Personal Loan Eligibility 2026

Check your Mahindra Finance personal loan eligibility. Rate: 14.00 - 24.00% p.a. Max amount: ₹10 L.

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Your Details
%
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Mahindra Finance Personal Loan Details 2026

Interest Rate
14.00 - 24.00% p.a.
Max Tenure
4 Years
Max Amount
₹10 L
Processing Fee
Up to 3%
Prepayment
5% of outstanding
Min Income
₹20,000/month

Mahindra & Mahindra Financial Services offers personal loan at an interest rate of 14.00 - 24.00% p.a. with a maximum tenure of 4 years. The maximum loan amount is ₹10 L with a minimum monthly income requirement of ₹20,000.

Mahindra Finance Personal Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹1 Lakh₹3,418₹23,048₹6,836/mo
₹2 Lakh₹6,836₹46,096₹13,672/mo
₹3 Lakh₹10,253₹69,108₹20,506/mo
₹4 Lakh₹13,671₹92,156₹27,342/mo
₹5 Lakh₹17,089₹1,15,204₹34,178/mo
₹7 Lakh₹23,924₹1,61,264₹47,848/mo
₹10 Lakh₹34,178₹2,30,408₹68,356/mo

Documents Required for Mahindra Finance Personal Loan

Mahindra Finance Personal Loan Features

Frequently Asked Questions

What is Mahindra Finance personal loan interest rate in 2026?

Mahindra Finance Personal Loan interest rate ranges from 14.00 - 24.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum personal loan amount from Mahindra Finance?

Mahindra Finance offers a maximum personal loan of ₹10 L with a tenure of up to 4 years.

What is the processing fee for Mahindra Finance personal loan?

The processing fee for Mahindra Finance Personal Loan is Up to 3%.

What is the Mahindra Finance personal loan prepayment policy?

Mahindra Finance Personal Loan prepayment policy: 5% of outstanding.

What income is needed for a Mahindra Finance personal loan?

The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.