Check your Muthoot Finance gold loan eligibility. Rate: 12.00 - 26.00% p.a. Max amount: ₹50 L.
Muthoot Finance Limited offers gold loan at an interest rate of 12.00 - 26.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹1 Lakh | ₹8,885 | ₹6,620 | ₹13,670/mo |
| ₹2 Lakh | ₹17,770 | ₹13,240 | ₹27,339/mo |
| ₹3 Lakh | ₹26,655 | ₹19,860 | ₹41,008/mo |
| ₹5 Lakh | ₹44,424 | ₹33,088 | ₹68,345/mo |
| ₹7 Lakh | ₹62,194 | ₹46,328 | ₹95,684/mo |
| ₹10 Lakh | ₹88,849 | ₹66,188 | ₹1,36,691/mo |
Muthoot Finance Gold Loan interest rate ranges from 12.00 - 26.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Muthoot Finance offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.
The processing fee for Muthoot Finance Gold Loan is 1% + GST.
Muthoot Finance Gold Loan prepayment policy: Nil.
The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.