Check your Muthoot Finance home loan eligibility. Rate: 10.00 - 14.00% p.a. Max amount: ₹3 Cr.
Muthoot Finance Limited offers home loan at an interest rate of 10.00 - 14.00% p.a. with a maximum tenure of 15 years. The maximum loan amount is ₹3 Cr with a minimum monthly income requirement of ₹25,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹10 Lakh | ₹9,650 | ₹13,16,000 | ₹17,546/mo |
| ₹15 Lakh | ₹14,475 | ₹19,74,000 | ₹26,319/mo |
| ₹20 Lakh | ₹19,300 | ₹26,32,000 | ₹35,091/mo |
| ₹25 Lakh | ₹24,126 | ₹32,90,240 | ₹43,866/mo |
| ₹30 Lakh | ₹28,951 | ₹39,48,240 | ₹52,639/mo |
| ₹35 Lakh | ₹33,776 | ₹46,06,240 | ₹61,411/mo |
| ₹40 Lakh | ₹38,601 | ₹52,64,240 | ₹70,184/mo |
| ₹45 Lakh | ₹43,426 | ₹59,22,240 | ₹78,957/mo |
Muthoot Finance Home Loan interest rate ranges from 10.00 - 14.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
Muthoot Finance offers a maximum home loan of ₹3 Cr with a tenure of up to 15 years.
The processing fee for Muthoot Finance Home Loan is 1% + GST.
Muthoot Finance Home Loan prepayment policy: Nil for floating rate.
The minimum monthly income required is ₹25,000. Use the calculator above to check your exact eligibility based on your income.