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Bajaj Finserv Gold Loan Eligibility 2026

Check your Bajaj Finserv gold loan eligibility. Rate: 9.50 - 14.00% p.a. Max amount: ₹50 L.

1
Your Details
%
2
Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Bajaj Finserv Gold Loan Details 2026

Interest Rate
9.50 - 14.00% p.a.
Max Tenure
2 Years
Max Amount
₹50 L
Processing Fee
1% + GST
Prepayment
Nil
Min Income
₹15,000/month

Bajaj Finserv offers gold loan at an interest rate of 9.50 - 14.00% p.a. with a maximum tenure of 2 years. The maximum loan amount is ₹50 L with a minimum monthly income requirement of ₹15,000.

Bajaj Finserv Gold Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹1 Lakh₹8,768₹5,216₹13,490/mo
₹2 Lakh₹17,537₹10,444₹26,980/mo
₹3 Lakh₹26,305₹15,660₹40,470/mo
₹5 Lakh₹43,842₹26,104₹67,450/mo
₹7 Lakh₹61,378₹36,536₹94,428/mo
₹10 Lakh₹87,684₹52,208₹1,34,899/mo

Documents Required for Bajaj Finserv Gold Loan

Bajaj Finserv Gold Loan Features

Frequently Asked Questions

What is Bajaj Finserv gold loan interest rate in 2026?

Bajaj Finserv Gold Loan interest rate ranges from 9.50 - 14.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum gold loan amount from Bajaj Finserv?

Bajaj Finserv offers a maximum gold loan of ₹50 L with a tenure of up to 2 years.

What is the processing fee for Bajaj Finserv gold loan?

The processing fee for Bajaj Finserv Gold Loan is 1% + GST.

What is the Bajaj Finserv gold loan prepayment policy?

Bajaj Finserv Gold Loan prepayment policy: Nil.

What income is needed for a Bajaj Finserv gold loan?

The minimum monthly income required is ₹15,000. Use the calculator above to check your exact eligibility based on your income.