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Bajaj Finserv Personal Loan Eligibility 2026

Check your Bajaj Finserv personal loan eligibility. Rate: 11.00 - 30.00% p.a. Max amount: ₹35 L.

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Your Details
%
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Eligibility Results
Maximum Eligible Loan
₹ 0
Monthly EMI
₹ 0
Total Interest
₹ 0
Total Payment
₹ 0
Monthly Income
₹ 0
Existing EMIs
₹ 0
0%
New Loan EMI
₹ 0
0%
Remaining Income
₹ 0
0%

Bajaj Finserv Personal Loan Details 2026

Interest Rate
11.00 - 30.00% p.a.
Max Tenure
5 Years
Max Amount
₹35 L
Processing Fee
Up to 3.50%
Prepayment
Part prepayment charges as per schedule
Min Income
₹20,000/month

Bajaj Finserv offers personal loan at an interest rate of 11.00 - 30.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹35 L with a minimum monthly income requirement of ₹20,000.

Bajaj Finserv Personal Loan - EMI & Income Table

Loan AmountMonthly EMITotal InterestMin Income Required
₹1 Lakh₹3,274₹17,864₹6,548/mo
₹2 Lakh₹6,548₹35,728₹13,096/mo
₹3 Lakh₹9,822₹53,592₹19,644/mo
₹4 Lakh₹13,095₹71,420₹26,190/mo
₹5 Lakh₹16,369₹89,284₹32,738/mo
₹7 Lakh₹22,917₹1,25,012₹45,834/mo
₹10 Lakh₹32,739₹1,78,604₹65,478/mo
₹15 Lakh₹49,108₹2,67,888₹98,216/mo

Documents Required for Bajaj Finserv Personal Loan

Bajaj Finserv Personal Loan Features

Frequently Asked Questions

What is Bajaj Finserv personal loan interest rate in 2026?

Bajaj Finserv Personal Loan interest rate ranges from 11.00 - 30.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.

What is the maximum personal loan amount from Bajaj Finserv?

Bajaj Finserv offers a maximum personal loan of ₹35 L with a tenure of up to 5 years.

What is the processing fee for Bajaj Finserv personal loan?

The processing fee for Bajaj Finserv Personal Loan is Up to 3.50%.

What is the Bajaj Finserv personal loan prepayment policy?

Bajaj Finserv Personal Loan prepayment policy: Part prepayment charges as per schedule.

What income is needed for a Bajaj Finserv personal loan?

The minimum monthly income required is ₹20,000. Use the calculator above to check your exact eligibility based on your income.