Check your HDFC Bank business loan eligibility. Rate: 11.50 - 18.00% p.a. Max amount: ₹5 Cr.
HDFC Bank offers business loan at an interest rate of 11.50 - 18.00% p.a. with a maximum tenure of 5 years. The maximum loan amount is ₹5 Cr with a minimum monthly income requirement of ₹30,000.
| Loan Amount | Monthly EMI | Total Interest | Min Income Required |
|---|---|---|---|
| ₹5 Lakh | ₹10,996 | ₹1,59,760 | ₹27,490/mo |
| ₹10 Lakh | ₹21,993 | ₹3,19,580 | ₹54,983/mo |
| ₹15 Lakh | ₹32,989 | ₹4,79,340 | ₹82,473/mo |
| ₹20 Lakh | ₹43,985 | ₹6,39,100 | ₹1,09,963/mo |
| ₹25 Lakh | ₹54,982 | ₹7,98,920 | ₹1,37,455/mo |
| ₹30 Lakh | ₹65,978 | ₹9,58,680 | ₹1,64,945/mo |
| ₹50 Lakh | ₹1,09,963 | ₹15,97,780 | ₹2,74,908/mo |
| ₹1 Crore | ₹2,19,926 | ₹31,95,560 | ₹5,49,815/mo |
HDFC Bank Business Loan interest rate ranges from 11.50 - 18.00% p.a. in 2026. The actual rate depends on your credit score, income, and loan amount.
HDFC Bank offers a maximum business loan of ₹5 Cr with a tenure of up to 5 years.
The processing fee for HDFC Bank Business Loan is Up to 2% of loan amount.
HDFC Bank Business Loan prepayment policy: 4% of outstanding.
The minimum monthly income required is ₹30,000. Use the calculator above to check your exact eligibility based on your income.